Free Home Loan Tool Kit

Free Home Loan Tool Kit

I want you to feel confident that my team and I are available and at your disposal as you undertake the home buying process. The wealth of our combined knowledge will be tailored to your specific situation, and in our years of compounded experience there isn't much we haven't seen.  I wanted to take this opportunity to share one of our most helpful resources with you.

The Consumer Financial Protection Bureau (CFPB) has assembled a “home loan tool kit” that is a step-by-step guide to help new home buyers choose the best mortgage option for their unique situation, understand what to expect with closing costs, and includes helpful information on how to be a successful homeowner. 

It acts as a roadmap to understand what stage of the home buying process you’ve arrived at, and can offer insightful questions for you and your family to consider. It also features several worksheets that can guide you through the numbers and determine what will be realistic for you and your family. Taking part in these activities can give you a more realistic picture of the costs at the different stages of the home buying process. It can help you understand your own credit, and also give you an idea of what actions to take if you want to improve it. For example, there are pitfalls to avoid, and tips to handle any problems that may arise. 

The toolkit will provide you with an insider's look at what you’ll deal with when you're officially “closing”, and more specifically what to expect from your agent, home inspector and appraiser, the closing disclosure. 

The toolkit even has information about what you can expect once you have closed on your dream home. What to do in the case that you fall behind on payments and how to keep up with ongoing costs.

I highly advise that you take advantage of the information and worksheets in the tool kit, as they will help save you time and confusion in this sometimes complicated process. 

You should be proud of the work that you’ve done already in the process of purchasing your own property. Whatever stage of the process you're in, you can always rely on me and my team to be available for guidance.

Download your own FREE copy of the toolkit now.

Up close and personal with Ryan Lugbauer

Up close and personal with Ryan Lugbauer

The ultimate glossary to understanding the mortgage process.

The ultimate glossary to understanding the mortgage process.