Ryan Lugbauer, Mortgage Advisor
NMLS: 241024
Meet Ryan Lugbauer
I work for you and not the banks.
In the dynamic Bay Area real estate market, having a trusted mortgage broker on your side is invaluable. As part of a team of highly skilled and experienced mortgage advisors, I bring the collective wisdom of over 50 years to guide you through buying, selling, or refinancing your home. At Pro Mortgage, a boutique, award-winning brokerage in San Rafael, we’ve been proudly serving the Bay Area for over 25 years. As a family-owned small business, we’ve weathered financial storms and housing crises with agility and expertise, ensuring the satisfaction of our clients every step of the way.
A native San Franciscan, I’ve been immersed in the real estate and property industry my entire life. With generations of my family contributing to the Bay Area’s development—my father was a developer—I have a deep connection to the region. My success comes from a commitment to building trust and working almost exclusively through client referrals.
I’ve established strong partnerships with experienced realtors, lenders, financial planners, and insurance agents to provide a robust network of support throughout the often-complex mortgage process.
Ready to take the next step? Let’s chat! Contact me anytime to schedule a meeting or grab coffee—I’d love to help you navigate your real estate journey.